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Patient Questions  /  Medicare and physical therapy

Starting Physical Therapy

Does Medicare Cover Physical Therapy?

Yes. Medicare Part B covers outpatient physical therapy that is medically necessary. With Original Medicare, you usually pay 20% of the approved amount after your Part B deductible, and a supplemental (Medigap) plan may cover some or all of that.

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How Medicare coverage works

  • Medically necessary care. Medicare covers physical therapy to improve your condition, keep it from getting worse, or maintain your function.
  • Your plan of care. Your therapist writes a treatment plan, and your doctor or another qualified provider signs it.
  • No yearly dollar cap. The old Medicare therapy cap was removed. Above a set yearly amount, your therapist must confirm that continued care is medically necessary.
  • What you pay. With Original Medicare, typically 20% of the Medicare-approved amount after your Part B deductible.

Medicare Advantage plans

Medicare Advantage plans cover physical therapy too, but copays, referral rules and prior authorization vary from plan to plan. Call us and we'll help you check your benefits.

How physical therapy at ARI can help

ARI accepts Medicare and most private insurance plans. Many of our patients are on Medicare, for balance, arthritis, back pain and rehab after surgery. Call us at (661) 282-8584 and we'll help you understand your coverage before you start.

At ARI Physical Therapy in Bakersfield, every visit is one-on-one and in person with a licensed physical therapist, and our clinic director, Deepa Konnur, PT, MPT, OCS, is a board-certified Orthopedic Certified Specialist. We accept most private insurance plans and Medicare, and we have staff who speak Spanish and Hindi.

Read our full guide: Balance problems and fall prevention →

Related questions

Ready to feel better?

Talk to a licensed physical therapist at ARI, one-on-one. Request an evaluation and we'll get back to you, usually within one business day.

Request an EvaluationCall (661) 282-8584

This page is general information, not a diagnosis. If you have symptoms, a licensed clinician should evaluate you.

Clinically reviewed by Deepa Konnur, PT, MPT, OCS, board-certified Orthopedic Certified Specialist · Reviewed September 2026